Pennies2Freedom - Join a group of long term investors

The Smart & Common Sense Investor is now linked with the FB group, pennies2freedom - for individuals who genuinely want to learn and help each other with the principles of wealth creation by investing long term in stocks and shares.

If you wish to join a group of like-minded people, hoping to create a life of financial freedom and security, apply to join the group today. This is an educational and guidance service, not for short term day traders, gamblers or speculators. No promotions are allowed and it is not a site for financial advice.

https://www.facebook.com/groups/850053095158185/

Stocks & Shares outperform cash for the patient long term investor

Our mantra is to teach and educate everyone on the benefits of investing in a diversified portfolio of shares and stocks and to hold them for the long term. Unfortunately our education system and indeed our investment industry are poor in teaching the gospel of achieving financial security and freedom through stocks and shares. What is the result? The majority of savers leave their savings in cash, a poor long term asset. With the current level of inflation in most economies, cash is yielding negative returns. Whereas stocks and shares are perceived as risky, in reality cash is a riskier long term asset with the potential to be eroded by inflation. Cash savers miss out on the 8th Wonder of the World, according to Albert Einstein - compound interest. The compounding effect of re-invested dividends is the key to long term outperformance of shares.

A new report from Fidelity International has shown that £10,000 invested in the average UK savings account at the start of the financial crisis would now be worth £10, 461. The same amount in the FTSE all share index would now worth £16,846. Granted that past performance is no guarantee of future returns, several studies continue to show the outperformance of shares over cash for the patient long term investor. Over 40 years, it is virtually impossible to lose money on shares. Yet this message is lost on most savers who are content to leave their long term savings in cash.

We will continue to teach and educate and help anyone understand the principles of long term investment in stocks and shares. My book, "The Smart & Common Sense Investor" has been written to help the novice investor with a roadmap and a process to help them in their journey to financial security and freedom.

https://www.amazon.co.uk/dp/B00EFFU696

The Concept of Paying Yourself First

Are you saving enough for unexpected emergencies?

Are you saving enough for your retirement?

About 30% of UK households have savings of £250 or less - enough to last for just 5 days in an emergency.

Do you live from pay cheque to pay cheque, unable to make any savings?

Try and cultivate the habit of paying yourself first when you receive your pay cheque.

Set up a direct debit from your current account that takes 10% of your salary to a savings account.

It may be difficult at first but with time you will adapt and make adjustments to your expenditure to accommodate your savings.

Aim to save enough to cover 6 months of expenses.

Do not start investing without having this buffer. If not you will end up selling your investments to meet unexpected financial expenses. These emergencies are part of our life, like the sudden breakdown of a washing machine or boiler.

Learn to pay yourself first. Cultivate that habit today and watch your savings grow.

Anyone can achieve financial freedom and security. You have to actively plan for it.

Do not procrastinate. Start saving early to give you the freedom to invest.

https://www.amazon.com/Smart-Common-Sense-Investor-Investment/dp/0992654513

YOU HAVE THE POWER IN YOU TO ACHIEVE FINANCIAL FREEDOM & SECURITY

A recent statistic showed that a third of UK households have less than £250 in savings.

20% have no savings at all.

This is over 8million people.

How much savings do you have?

Do you have a system for making savings?

Do you understand the principles behind saving?

More importantly do you know how to invest your money?

Do you understand the principles of compounded wealth creation?

You can start from pennies today!!!

Everyone has it in them to achieve financial freedom for themselves and their family.

You can master the principles of long term investment and apply them. Watch out for our 'Pennies to Power' course to help you on your financial journey.

THE SMART & COMMON SENSE INVESTOR

49% off the Kindle Ebook "The Smart & Common Sense Investor" - LIMITED OFFER.

For one week only from 8am on 26th June to 12am on 3rd July 2017 you can download the Kindle Ebook "The Smart & Common Sense Investor for £3.99 - a 49% discount to the price of £7.75

Do you want to understand the principles of wealth creation through long term investment in stocks and shares?
Download the Kindle Ebook ‘The Smart & Common Sense Investor” for £3.99 for a limited period only at a 49% discount to the retail price of £7.75.

• Do you want to learn how to invest for the long term?
• Are you hyper-trading and losing money?
• Do you have long term financial goals?
• Do you want to learn the principles of wealth creation through investment in stocks and shares?
• Do you want to learn how to value companies?

BUY ‘THE SMART & COMMON SENSE INVESTOR’ to learn the principles to create long term wealth for you and your family.

For a limited period only you can download this Ebook for £3.99 - 49% less than the retail price £7.75.
Mark the date in your diary 26June 2017 0800 hours.
https://www.amazon.co.uk/…/ref=sr_1_1_…/257-2344930-9411348…

49% off Kindle Ebook "The Smart & Common Sense Investor" - Limited Offer

49% off the Kindle Ebook "The Smart & Common Sense Investor"

For one week only from 8am on 26th June to 12am on 3rd July 2017 you can download the Kindle Ebook "The Smart & Common Sense Investor for £3.99 - a 49% discount to the price of £7.75
Do you want to understand the principles of wealth creation through long term investment in stocks and shares?

Download the Kindle Ebook ‘The Smart & Common Sense Investor” for £3.99 for a limited period only at a 49% discount to the retail price of £7.75.

• Do you want to learn how to invest for the long term?
• Are you hyper-trading and losing money?
• Do you have long term financial goals?
• Do you want to learn the principles of wealth creation through investment in stocks and shares?
• Do you want to learn how to value companies?

BUY ‘THE SMART & COMMON SENSE INVESTOR’ to learn the principles to create long term wealth for you and your family.

For a limited period only you can download this Ebook for £3.99 - 49% less than the retail price £7.75.

Mark the date in your diary 26June 2017 0800 hours.

https://www.amazon.co.uk/Smart-Common-Sense-Investor-Investment-ebook/dp/B00EFFU696/ref=sr_1_1_twi_kin_2/257-2344930-9411348?s=books&ie=UTF8&qid=1498337221&sr=1-1

Hargreaves Lansdown App

Take a look at the new updated Hargreaves Lansdown app for investors

http://www.hl.co.uk/