The 'Smart & Common Sense Investor' is now available as AUDIOBOOK.

The 'The Smart & Common Sense Investor' is now available as AUDIOBOOK.

Enjoy a FREE sample listen.

Listen, LEARN & EDUCATE yourself on the principles of long term investment in the stock market written by a private investor with almost 30 years experience in investing. He wants to help you invest and create a life of financial security & freedom.

YES I WANT A COPY

https://www.amazon.co.uk/Smart-Common-Sense-Investor-Investment/dp/B07621NQCJ/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=1508024247&sr=1-1

Pennies2Freedom - Join a group of long term investors

The Smart & Common Sense Investor is now linked with the FB group, pennies2freedom - for individuals who genuinely want to learn and help each other with the principles of wealth creation by investing long term in stocks and shares.

If you wish to join a group of like-minded people, hoping to create a life of financial freedom and security, apply to join the group today. This is an educational and guidance service, not for short term day traders, gamblers or speculators. No promotions are allowed and it is not a site for financial advice.

https://www.facebook.com/groups/850053095158185/

Stocks & Shares outperform cash for the patient long term investor

Our mantra is to teach and educate everyone on the benefits of investing in a diversified portfolio of shares and stocks and to hold them for the long term. Unfortunately our education system and indeed our investment industry are poor in teaching the gospel of achieving financial security and freedom through stocks and shares. What is the result? The majority of savers leave their savings in cash, a poor long term asset. With the current level of inflation in most economies, cash is yielding negative returns. Whereas stocks and shares are perceived as risky, in reality cash is a riskier long term asset with the potential to be eroded by inflation. Cash savers miss out on the 8th Wonder of the World, according to Albert Einstein - compound interest. The compounding effect of re-invested dividends is the key to long term outperformance of shares.

A new report from Fidelity International has shown that £10,000 invested in the average UK savings account at the start of the financial crisis would now be worth £10, 461. The same amount in the FTSE all share index would now worth £16,846. Granted that past performance is no guarantee of future returns, several studies continue to show the outperformance of shares over cash for the patient long term investor. Over 40 years, it is virtually impossible to lose money on shares. Yet this message is lost on most savers who are content to leave their long term savings in cash.

We will continue to teach and educate and help anyone understand the principles of long term investment in stocks and shares. My book, "The Smart & Common Sense Investor" has been written to help the novice investor with a roadmap and a process to help them in their journey to financial security and freedom.

https://www.amazon.co.uk/dp/B00EFFU696

The Concept of Paying Yourself First

Are you saving enough for unexpected emergencies?

Are you saving enough for your retirement?

About 30% of UK households have savings of £250 or less - enough to last for just 5 days in an emergency.

Do you live from pay cheque to pay cheque, unable to make any savings?

Try and cultivate the habit of paying yourself first when you receive your pay cheque.

Set up a direct debit from your current account that takes 10% of your salary to a savings account.

It may be difficult at first but with time you will adapt and make adjustments to your expenditure to accommodate your savings.

Aim to save enough to cover 6 months of expenses.

Do not start investing without having this buffer. If not you will end up selling your investments to meet unexpected financial expenses. These emergencies are part of our life, like the sudden breakdown of a washing machine or boiler.

Learn to pay yourself first. Cultivate that habit today and watch your savings grow.

Anyone can achieve financial freedom and security. You have to actively plan for it.

Do not procrastinate. Start saving early to give you the freedom to invest.

https://www.amazon.com/Smart-Common-Sense-Investor-Investment/dp/0992654513

YOU HAVE THE POWER IN YOU TO ACHIEVE FINANCIAL FREEDOM & SECURITY

A recent statistic showed that a third of UK households have less than £250 in savings.

20% have no savings at all.

This is over 8million people.

How much savings do you have?

Do you have a system for making savings?

Do you understand the principles behind saving?

More importantly do you know how to invest your money?

Do you understand the principles of compounded wealth creation?

You can start from pennies today!!!

Everyone has it in them to achieve financial freedom for themselves and their family.

You can master the principles of long term investment and apply them. Watch out for our 'Pennies to Power' course to help you on your financial journey.

THE SMART & COMMON SENSE INVESTOR

Hargreaves Lansdown App

Take a look at the new updated Hargreaves Lansdown app for investors

http://www.hl.co.uk/

Dividends in 2017

Banks and miners are likely to be the main powerhouses for dividend payments in 2017.

The Smart & Common Sense Investor - Personal finance book for 2016

 

 

For 2016, learn the principles of profitable long term investment in stocks and shares. Buy a copy of The Smart & Common Investor today and join the rest who have benefited from the simple principles well elucidated in the book which is available in both ebook and paperback formats.


Amazon UK
http://www.amazon.co.uk/Books-Chinedu-Chiana/s?ie=UTF8&page=1&rh=n%3A266239%2Cp_27%3AChinedu%20Chiana

Amazon.com
http://www.amazon.com/s?ie=UTF8&page=1&rh=n%3A283155%2Cp_27%3AChinedu%20Chiana

Aveva

The Sunday Times reports that Aveva, the engineering software developer in which the author has a stake, is facing pressure from shareholders to put itself up for auction after the failed £1.3bn tie up with Schneider Electric.

Time to dip into energy and mining stocks?

The prices of energy and mining stocks have been pummelled over the past three years, battered by a combination of oversupply and poor demand especially in China. Though low prices do not necessarily reflect a buy signal, for the long term investor this might be a time to look at toe-dipping into the sector. A monthly savings plan would be ideal in which small amounts are invested regularly employing the benefits of pound cost averaging (or dollar cost averaging). However the smart investor should do their research and be selective in which companies to invest in. Alternatively a broad based fund would reduce the risk of investing in individual companies.

Ignore the noise and invest long term

There is so much collateral noise in the investment world and the disciplined investor may sometimes forget the basic tenet of investment - finding and buying quality companies at reasonable prices. Endless professionals appear on the financial media and try to predict the direction of the macroeconomic radar. For the smart and long term investor, the focus should be to treat investing as if you were buying a business. When you find such a quality company, selling at a reasonable price, ignore the noise and invest for the long term. Do not be deterred by short term gyrations but focus on where the business will be in the net 10 - 20 years.

The Smart & Common Sense Investor on Amazon.com

The Smart & Common Sense Investor is available in both paperback and ebook formats on Amazon.com

http://www.amazon.com/The-Smart-Common-Sense-Investor/dp/0992654513

The Smart & Common Sense Investor - Available on Amazon

The Smart & Common Sense Investor is a book on personal finance containing a constellation of investment principles written in a clear concise manner by a private investor with over 30 years’ experience of investing in the stock market. It is aimed primarily at the amateur or novice investor as a simple guide to the tools for building a long-term portfolio of stocks and shares. It provides a unique insight into and a different perspective on investing that differs from the myriad available books from investment professionals and so avoids a lot of complex and unnecessary jargon. The book also has an educational function, filling a major gap in our school curriculum by helping to dispel some of the misconceptions and ignorance about stocks and shares that unfortunately means that a large segment of the population fails to participate in the economic growth of the nation and take the opportunity to build up personal and family wealth.

It is available in paperback and ebook formats on Amazon.

http://www.amazon.co.uk/Smart-Common-Sense-Investor-Investment/dp/0992654513/ref=sr_1_1/277-5374718-2644057?s=books&ie=UTF8&qid=1450991347&sr=1-1